I think what throughs our line of thinking to be unalike, is that I have a different interpretation on the salvation scriptures than you do. I believe that the Greek interpretation of "salvation", "saved", and "save" means= "a deliverance", "delivered", and "deliver". There is an eternal deliverance, and there are several deliverances that we receive as we sojourn here in this world.
Christ died to pay for the sins of those that his Father gave him. Once Christ had died and risen, there is no more payment for sins, and God looks upon those that Christ died for as holy and without blame. as far as their eternal inheritance is concerned. Once those have been born again, they still carry the baggage of their sinful nature with them until they die a natural death, and sometimes we are tempted to yield our bodies to sin. When we do, we lose our fellowship with God, because the scriptures say that God will not fellowship with sin. We do not lose our eternal inheritance, because Christ took care of that on the cross. When we repent, and God forgives us of that sin, we are delivered (saved) from the effects of the sin, and are back in good fellowship with God.
Because of the difference in these deliverances is what makes people tend to believe they have to take some kind of action to receive eternal deliverance, because they are reading the temporal salvations as if they were eternal deliverances.