This is your understanding. I respect that it is your belief, but it is not mine. When faith was birthed in me, I believed. I wrote exactly what I believe. For you, the source of faith is you. For me, faith came by the word of God. It's a little like...I live, yet not I; Christ lives in me. I believe, yet not I, faith came by the word of God.
Have you found a verse that says people are chosen to believe? How about one that states that faith comes by believing?
Have you found a verse that says people are chosen to believe? How about one that states that faith comes by believing?
"When I heard the gospel and didn't get saved, I didn't believe."
"When I did believe, the Spirit of God employed the word of God and birthed faith in me."
By your own words you believed before you had faith.