here is the thing, i.m.o., whether or not one is saved, then " loses " the salvation, or one never really , truly believed, they end up in the same place, if they never accept Christ- hell.
and, since I think even ralph agrees that we are saved by belief and faith in Christ, which is internal, ( thou it will produce external evidence ), that is why we should NOT attempt to judge another's salvation. something ralph and I have sparred about several times.