1Co 13:13 And now abideth faith, hope, charity, these three; but the greatest of these is charity.
Charity is greater than faith.
Gal 5:6 For in Jesus Christ neither circumcision availeth any thing, nor uncircumcision; but faith which worketh by love.
Faith works by love.
1Th 1:3 Remembering without ceasing your work of faith, and labour of love, and patience of hope in our Lord Jesus Christ, in the sight of God and our Father.
2Th 1:11 Wherefore also we pray always for you, that our God would count you worthy of this calling, and fulfil all the good pleasure of his goodness, and the work of faith with power.
Faith is a work for everything we do is a work.
Charity is greater than faith,and without charity,love in action,then faith does not apply.
1Co 13:4 Charity suffereth long, and is kind; charity envieth not; charity vaunteth not itself, is not puffed up,
1Co 13:5 Doth not behave itself unseemly, seeketh not her own, is not easily provoked, thinketh no evil;
1Co 13:6 Rejoiceth not in iniquity, but rejoiceth in the truth;
1Co 13:7 Beareth all things, believeth all things, hopeth all things, endureth all things.
Jas 2:14 What doth it profit, my brethren, though a man say he hath faith, and have not works? can faith save him?
Jas 2:15 If a brother or sister be naked, and destitute of daily food,
Jas 2:16 And one of you say unto them, Depart in peace, be ye warmed and filled; notwithstanding ye give them not those things which are needful to the body; what doth it profit?
Jas 2:17 Even so faith, if it hath not works, is dead, being alone.
Jas 2:24 Ye see then how that by works a man is justified, and not by faith only.
Charity,love in action,and James plainly states that a person is justified by works,and not by faith only,and he is saying it is a spiritual issue,for without works can faith save him.
1Jn 3:17 But whoso hath this world's good, and seeth his brother have need, and shutteth up his bowels of compassion from him, how dwelleth the love of God in him?
1Jn 3:18 My little children, let us not love in word, neither in tongue; but in deed and in truth.
Charity,love in action.
1Co 13:2 And though I have the gift of prophecy, and understand all mysteries, and all knowledge; and though I have all faith, so that I could remove mountains, and have not charity, I am nothing.
1Ti 6:5 Perverse disputings of men of corrupt minds, and destitute of the truth, supposing that gain is godliness(money,material,their wants): from such withdraw thyself.
1Ti 6:6 But godliness with contentment is great gain.
1Ti 6:7 For we brought nothing into this world, and it is certain we can carry nothing out.
1Ti 6:8 And having food and raiment let us be therewith content.
1Ti 6:10 For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
Paul says the same thing as James,and John,have charity,love in action,or you are nothing,and you have erred from the faith,for the love of money is the root of all evil for it neglects the poor and needy.
Anybody that holds unto going by their wants falls victim to the love of money.
Charity does not think an evil thought,does not sin by the Spirit,does not belittle people,is not selfish,only goes by their needs,and helps other people with their needs,and has works for the kingdom of God.
If people hold unto something that is not of love then faith does not apply in their life,but many people hold unto sin claiming Christ so then faith cannot apply in their life.
They do not want to listen when Paul says the same thing as James.
Faith alone,not saved by works,for they have not received the Spirit yet,initially confessing Christ,receiving the Spirit a person is justified by works,and not faith alone.