First off, being "afraid" is being in fear which is sinful behavior according to Jesus (Revelation 21:8)
Secondly, what Jesus did at the Cross does NOT make reaping what we sow to go away... to say one can still be saved even if they turn back to living in sin is mocking God according to Gal 6:7,8
Galatians 6:7,8
Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.
For he that soweth to his flesh shall of the flesh reap corruption; but he that soweth to the Spirit shall of the Spirit reap life everlasting.
Also, Jesus tells us in John 15 that those who do not abide IN Him are cut of... Jesus does not lie like the false teachers spewing OSAS doctrine!
John 15:1,2
I am the true vine, and my Father is the husbandman.
Every branch in me that beareth not fruit he taketh away: and every branch that beareth fruit, he purgeth it, that it may bring forth more fruit.
John 15:5
If a man abide not in me, he is cast forth as a branch, and is withered; and men gather them, and cast them into the fire, and they are burned.
And, God's Word teaches we will be rewarded according to our deeds... those that do good get eternal life, those that do not obey the Truth (ALL of God's Word) get damnation.
Romans 2:5-11
But after thy hardness and impenitent heart treasurest up unto thyself wrath against the day of wrath and revelation of the righteous judgment of God;
Who will render to every man according to his deeds:
To them who by patient continuance in well doing seek for glory and honour and immortality, eternal life:
But unto them that are contentious, and do not obey the truth, but obey unrighteousness, indignation and wrath,
Tribulation and anguish, upon every soul of man that doeth evil, of the Jew first, and also of the Gentile;
But glory, honour, and peace, to every man that worketh good, to the Jew first, and also to the Gentile:
For there is no respect of persons with God.
So what you should do is ask the Lord to help deliver you from false teachers and to deliver you from being a cherry picker and instead start accepting ALL that the Lord says concerning salvation in His Word...
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The fake OSAS doctrine teaches people that they can never lose their salvation even if they decided to continue in their sin rejecting the Lord's discipline... and so they continue in their sin which is the falling away God told us about in His Word that would happen in the end times
This is why some many "christians" these days act just like those in the world that have never been born again.
That's because the false teachers make stuff up as they go along which is need to keep evety one's ears tickled.
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The OSAS doctrine came from the devil... it was his original deception he taught to Adam and Eve... which is, you can sin against God (disobey) and you will not die spiritually (separation from God) even though God said they would die is they disobeyed.
This is the premise for satan's primary deception is... you will still be in right standing with God even when you sin against Him.
It's direct opposition to God's Word which states He is NOT mocked, we reap what we sow and if we sow to the flesh (sin) we shall reap corruption (unrighteousness)
2 Thessalonians 2:10
And with all deceivableness of unrighteousness in them that perish; because they received not the love of the truth, that they might be saved.
And for this cause God shall send them strong delusion, that they should believe a lie:
That they all might be damned who believed not the truth, but had pleasure in unrighteousness.
A word of caution to the OSAS peoples... it's time to quit being cherry pickers and start love the Truth which is ALL of God's Word.... Jesus said the Holy Ghost would lead us in to ALL Truth (whole counsel of God)... just just bits and pieces of God's Word which is how devils lead people in to God's Word as he did with Adam and Eve.
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That's hilarious!