Password 🔑 (game)

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OK don't worry, I'm here with another riddle to distract her!

Ahem:

What has seen better days,

has helpful ways,

Carries much loot

And organizes to boot.


Three words 😊
Federal Reserve Board? :p IMF? Oh... How about the March Of Dimes?
 
{decrepit,exhausted,fatigued,frayed,haggard,ragged,shabby,spent,tattered,tired} {old,used} {handbag,pocketbook}
 
{decrepit,exhausted,fatigued,frayed,haggard,ragged,shabby,spent,tattered,tired} {old,used} {handbag,pocketbook}
It's probably that thing that women carry in their purse that holds bills, and change, and credit cards, but I can't remember what it's called.
 
I would say "tired old hag" - er, I mean, "tired old bag" - except I put 'tired' in the first list on post #2392.

(So, that can't be it...)