Maybe those people that you accuse would benefit more if you quoted Scripture from a better translation... "For the grace of God has appeared that offers salvation to all people. It [the grace of God] teaches us to say “No” to ungodliness and worldly passions, and to live self-controlled, upright and godly lives in this present age, while we wait for the blessed hope—the appearing of the glory of our great God and Savior, Jesus Christ, who gave himself for us to redeem us from all wickedness and to purify for himself a people that are his very own, eager to do what is good. These, then, are the things you should teach. Encourage and rebuke with all authority. Do not let anyone despise you."
So it's up to God to provide for us, isn't it. It's not by human effort, so stop pushing salvation by works. It's unscriptural!