You are correct is not within the power of the human but in whom the faith is applied. It is in Christ alone as to why our faith is in complete surrender and reliance on Him. Faith is not a work of legalism but a command of God.
Scripture has three words. Faith (pistis) faith (pisteuo) and believe (pisteuo)
PISTEUO:
Hebrews 11:6 New International Version (NIV)
6 And without faith (pistis) it is impossible to please God, because anyone who comes to him must believe (pisteuo) that he exists and that he rewards those who earnestly seek him.
4100 pisteúō (from 4102 /pístis, "faith," derived from 3982 /peíthō, "persuade, be persuaded") – believe (affirm, have confidence); used of persuading oneself (= human believing) and with the sacred significance of being persuaded by the Lord (= faith-believing). Only the context indicates whether 4100 /pisteúō ("believe") is self-serving (without sacred meaning), or the believing that leads to/proceeds from God's inbirthing of faith.
PISTIS:
Ephesians 2:8 New International Version (NIV)
8 For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God—
(4102/pistis) is always a gift from God, and never something that can be produced by people. In short, 4102/pistis ("faith") for the believer is "God's divine persuasion" – and therefore distinct from human belief (confidence), yet involving it. The Lord continuously births faith in the yielded believer so they can know what He prefers, i.e. the persuasion of His will (1 Jn 5:4).
So as you can see in the Hebrew 11:6 verse, both types of faith are required. The gift and human believing.
A NT search of the word GIFT turned up 33 verses & 38 matches. See below
Matt 5:23 Therefore if thou bring thy gift to the altar, and there rememberest that thy brother hath ought against thee;
Matt 5:24 Leave there thy gift before the altar, and go thy way; first be reconciled to thy brother, and then come and offer thy gift.
Matt 8:4 And Jesus saith unto him, See thou tell no man; but go thy way, shew thyself to the priest, and offer the gift that Moses commanded, for a testimony unto them.
Matt 15:5 But ye say, Whosoever shall say to his father or his mother, It is a gift, by whatsoever thou mightest be profited by me;
Matt 23:18 And, Whosoever shall swear by the altar, it is nothing; but whosoever sweareth by the gift that is upon it, he is guilty.
Matt 23:19 Ye fools and blind: for whether is greater, the gift, or the altar that sanctifieth the gift?
Mk 7:11 But ye say, If a man shall say to his father or mother, It is Corban, that is to say, a gift, by whatsoever thou mightest be profited by me; he shall be free.
Jh 4:10 Jesus answered and said unto her, If thou knewest the gift of God, and who it is that saith to thee, Give me to drink; thou wouldest have asked of him, and he would have given thee living water.
Acts 2:38 Then Peter said unto them, Repent, and be baptized every one of you in the name of Jesus Christ for the remission of sins, and ye shall receive the gift of the Holy Ghost.
Acts 8:20 But Peter said unto him, Thy money perish with thee, because thou hast thought that the gift of God may be purchased with money.
Acts 10:45 And they of the circumcision which believed were astonished, as many as came with Peter, because that on the Gentiles also was poured out the gift of the Holy Ghost.
Acts 11:17 Forasmuch then as God gave them the like gift as he did unto us, who believed on the Lord Jesus Christ; what was I, that I could withstand God?
Rom 1:11 For I long to see you, that I may impart unto you some spiritual gift, to the end ye may be established;
Rom 5:15 But not as the offence, so also is the free gift. For if through the offence of one many be dead, much more the grace of God, and the gift by grace, which is by one man, Jesus Christ, hath abounded unto many.
Rom 5:16 And not as it was by one that sinned, so is the gift: for the judgment was by one to condemnation, but the free gift is of many offences unto justification.
Rom 5:17 For if by one man's offence death reigned by one; much more they which receive abundance of grace and of the gift of righteousness shall reign in life by one, Jesus Christ.)
Rom 5:18 Therefore as by the offence of one judgment came upon all men to condemnation; even so by the righteousness of one the free gift came upon all men unto justification of life.
Rom 6:23 For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.
1 Cor 1:7 So that ye come behind in no gift; waiting for the coming of our Lord Jesus Christ:
1 Cor 7:7 For I would that all men were even as I myself. But every man hath his proper gift of God, one after this manner, and another after that.
1 Cor _13:2 And though I have the gift of prophecy, and understand all mysteries, and all knowledge; and though I have all faith, so that I could remove mountains, and have not charity, I am nothing.
2 Cor 1:11 Ye also helping together by prayer for us, that for the gift bestowed upon us by the means of many persons thanks may be given by many on our behalf.
2 Cor 8:4 Praying us with much intreaty that we would receive the gift, and take upon us the fellowship of the ministering to the saints.
2 Cor 9:15 Thanks be unto God for his unspeakable gift.
Eph 2:8 For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
Eph 3:7 Whereof I was made a minister, according to the gift of the grace of God given unto me by the effectual working of his power.
Eph 4:7 But unto every one of us is given grace according to the measure of the gift of Christ.
Phil 4:17 Not because I desire a gift: but I desire fruit that may abound to your account.
1Ti_4:14 Neglect not the gift that is in thee, which was given thee by prophecy, with the laying on of the hands of the presbytery.
2 Tim1:6 Wherefore I put thee in remembrance that thou stir up the gift of God, which is in thee by the putting on of my hands.
Heb 6:4 For it is impossible for those who were once enlightened, and have tasted of the heavenly gift, and were made partakers of the Holy Ghost,
Ja 1:17 Every good gift and every perfect gift is from above, and cometh down from the Father of lights, with whom is no variableness, neither shadow of turning.
1 Pet 4:10 As every man hath received the gift, even so minister the same one to another, as good stewards of the manifold grace of God.
33 verses found, 38 matches
Scripture cites the Holy Spirit as a GIFT: Jn 4:10, Acts 2:38, 8:20, 1:17,
Scripture cites Grace as a GIFT: Rom 5:15, 16, Eph 3:7 4:7. Eph 2:8 If God doesn't (GRACIOUSLY offer amnesty) faith is worthless!
Scripture cites Righteousness as a GIFT: Rom 5:17, 18,
Scripture cites the Eternal Life as a GIFT: Rom 6:23
I see no place where faith is cited as a gift. In fact:
Rom 12:3 For I say, through the grace given unto me, to every man that is among you, not to think of himself more highly than he ought to think; but to think soberly, according as God hath dealt to every man the measure of faith.
(MY NOTE: Everybody! Receives a measure of faith)
Jn 12:32 Jesus said" if I be lifted up from the earth, will draw ""all"" men unto me
(MY NOTE: Jesus was lifted up on cross & most importantly from the grave. Everyone born post resurrection will be drawn to Him. Unfortunately, not everyone will choose to exercise their God given measure of faith & access His GIFT of GRACE (Rom 5:2)