Budget tips?
- Thread starter Paddedbeaver
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There are a couple of ways.
The first one is the one that God recommends. Be honest, be fair, stay away from sin as much as you can, avoid trolling and most importantly be grateful for what you have.
The other method is not recommended but it might get you a lot of money.
Troll hard, advertise yourself on social media platforms, become a sensation with your trolling like Donald Trump, or many talk show hosts and never be yourself for the rest of your life.
With the right opportunity this avenue can make you millions.
The first one is the one that God recommends. Be honest, be fair, stay away from sin as much as you can, avoid trolling and most importantly be grateful for what you have.
The other method is not recommended but it might get you a lot of money.
Troll hard, advertise yourself on social media platforms, become a sensation with your trolling like Donald Trump, or many talk show hosts and never be yourself for the rest of your life.
With the right opportunity this avenue can make you millions.
Since I don't know what you're spending money on, here's a list of things you can cut out of your life, thereby saving money:
Booze
Cigarettes, cigars, chew
Wacky Weed
Pay for tv/streaming/etc.
Eliminate other entertainment expenses
Dine in
If you have any debts, get out of debt
With regards to overnight boosters, your son might be better served with more frequest dry diapers... I don't really know because I'm not familiar with the boosters.
Booze
Cigarettes, cigars, chew
Wacky Weed
Pay for tv/streaming/etc.
Eliminate other entertainment expenses
Dine in
If you have any debts, get out of debt
With regards to overnight boosters, your son might be better served with more frequest dry diapers... I don't really know because I'm not familiar with the boosters.
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Yes, you need more money.... if you're doing all that and still broke then you're not making enough money.
I would try looking into things that multiply or accrue. Like if you plant a seed you end up with a tree that constantly gives fruit. Yes you may work for nothing or little at first. But this is the way I believe God tells us to live, "be fruitful and multiply" is more than just having babies... but it includes that of course.
In any case not sure how demanding your job is.... sounds demanding. But if there's time for a side business that's what I would suggest for the simple fact that what you have isn't working for you. So daytrade, stocks, selling products, dropshipping, creating videos, writing a book, doing side jobs freelance work, print on demand (saturated but little to no cost) , dropshipping, etc. Of course it's a tremendous amount of work upfront, but if you're already struggling you have nothing to lose.
I'm middle class and make probably similar to you, not sure. The difference between the poor/middle class verses the rich is we pay with our time. Rich people don't do that bc they have an understanding... and they are not all evil. 😆 which is a belief that I had for a long time.
We have a little side hustle. It doesn't give us much but some years we get 10,000 extra from it. It's a lot when it's needed. There are 12 year old millionaire's that have an online business. I don't believe they are smarter than me, but I have to assume they know something I don't. 😏
I would try looking into things that multiply or accrue. Like if you plant a seed you end up with a tree that constantly gives fruit. Yes you may work for nothing or little at first. But this is the way I believe God tells us to live, "be fruitful and multiply" is more than just having babies... but it includes that of course.
In any case not sure how demanding your job is.... sounds demanding. But if there's time for a side business that's what I would suggest for the simple fact that what you have isn't working for you. So daytrade, stocks, selling products, dropshipping, creating videos, writing a book, doing side jobs freelance work, print on demand (saturated but little to no cost) , dropshipping, etc. Of course it's a tremendous amount of work upfront, but if you're already struggling you have nothing to lose.
I'm middle class and make probably similar to you, not sure. The difference between the poor/middle class verses the rich is we pay with our time. Rich people don't do that bc they have an understanding... and they are not all evil. 😆 which is a belief that I had for a long time.
We have a little side hustle. It doesn't give us much but some years we get 10,000 extra from it. It's a lot when it's needed. There are 12 year old millionaire's that have an online business. I don't believe they are smarter than me, but I have to assume they know something I don't. 😏
How old are your children? Where do you get daycare? Where do you live? What skills do you have? ...
All of these play into how you can make ends meet.
My son is a full time care giver of his wife. Their income consists of his wife's disability and what he can make doing jobs close by his home. He has a welding shop in his garage, and mows and trims yards within 15 minutes of his house. He also does 3d modeling and drafting.
Where there's a will there's a way!
Take stock of what your skills are. Look for new ways ti employ them.
Finally! By all means. Get on a budget. Prioritize your wants and needs, then downsize until your income matches your expenses. Get your children involved in your family finances.
All of these play into how you can make ends meet.
My son is a full time care giver of his wife. Their income consists of his wife's disability and what he can make doing jobs close by his home. He has a welding shop in his garage, and mows and trims yards within 15 minutes of his house. He also does 3d modeling and drafting.
Where there's a will there's a way!
Take stock of what your skills are. Look for new ways ti employ them.
Finally! By all means. Get on a budget. Prioritize your wants and needs, then downsize until your income matches your expenses. Get your children involved in your family finances.
Do you have any debt?
I've noticed food is our families biggest expense (to be fair, we DO have a lot of kids that eat like locusts. LOL...but we're only on my husband's income and have had a lot of tight financial times).
Can you change your menu to lower food costs? Bulk oatmeal instead of cereal for bfast (cereal is sooo expensive these days!). Soup night, Black beans and rice night. Bake your own treats, etc.
We've even gone to the extreme, in the past, of cutting internet and going to the library to use computers.
You can check with your electric Co and see if they have any special deals. We've done Equal Pay before, where they average out our bill so it's the same every month. Then we're not surprised in the winter with a larger bill.
I've noticed food is our families biggest expense (to be fair, we DO have a lot of kids that eat like locusts. LOL...but we're only on my husband's income and have had a lot of tight financial times).
Can you change your menu to lower food costs? Bulk oatmeal instead of cereal for bfast (cereal is sooo expensive these days!). Soup night, Black beans and rice night. Bake your own treats, etc.
We've even gone to the extreme, in the past, of cutting internet and going to the library to use computers.
You can check with your electric Co and see if they have any special deals. We've done Equal Pay before, where they average out our bill so it's the same every month. Then we're not surprised in the winter with a larger bill.
I’m not sure if you live in the States. We are a 1 income home and have a 16 month old. Praise the Lord we have everything we need. We don’t eat out much, and we have free streaming services. I also joined on Facebook our local buy nothing group and was able to get a few things we needed for free.
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Don't buy soda, they're unhealthy. We buy fruit juice, which also has a lot of sugar, and dilute it with good water. I've now gotten use to drinks 1/4 juice to 3/4 water.
I can make a dinner for two with a raw chicken leg, let boil for 15 min then put in as much rice as you want with any veggies, onions, spices and boil another 20 min. Pull apart the meat into small bites, mix and you have a cheap hearty meal. It would be ok mashed up for a toddler.
There are websites where you can make your own baby food also incl nutritious formula, go for the easy ones, lol.
I can make a dinner for two with a raw chicken leg, let boil for 15 min then put in as much rice as you want with any veggies, onions, spices and boil another 20 min. Pull apart the meat into small bites, mix and you have a cheap hearty meal. It would be ok mashed up for a toddler.
There are websites where you can make your own baby food also incl nutritious formula, go for the easy ones, lol.