Interesting points you make.
May I proffer my view as someone who has baptised many people.
I totally agree with you.
If someone professes faith in Jesus they should be baptised straight away.
No questions asked other than profession of faith.
They should not be observed to be seen to be worth of it.
Shame on the church, as they do that.
Common sense as you say.
Yes let's use that. Our sister Rose will tell you that.
Her son in prison, serious crime. Came to Jesus.
Was not allowed to be baptised.
With regards to not willing to be baptised.
It can take two directions and I have experienced both.
My nephew would not get baptised.
I went with him on a course at church, baptism came up.
On the way home I asked why he was not baptised?
He replied"Because I'm not perfect, I still sin"
I said to him "If you waiting to be so then you ain't gonna be baptised"
Jesus saved you as a sinner, loves the sinner.
He got baptised two weeks later.
Then someone else I spoke to did not want to get baptised.
The reason being was that some big testimony had to be given and she was not comfortable doing that. A fear of speaking in public.
I said to her "Just stand up and say, I'm getting baptised because I have placed my faith in Jesus"
She did that.
I refused to baptise someone when asked.
I wasn't sure he was genuine.
So when I met with him in asked
Romans 10:9-13
9 If you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved. 10 For it is by believing in your heart that you are made right with God, and it is by confessing with your mouth that you are saved. 11 As the Scriptures tell us, “Anyone who trusts in him will never be disgraced.”12 Jew and Gentile are the same in this respect. They have the same Lord, who gives generously to all who call on him. 13 For “Everyone who calls on the name of the Lord will be saved.”
He said no.
I asked can you, will you do that and mean it.
He said "Not now maybe at some point"
Then I told him I could not baptise him.
He left the church.
My cards on the table here.
I do not believe Baptism saves, but I do really feel it's a significant spiritual marker.