A better analogy....Your drowning at sea. You see a massive boat that says," Rescue Ship." And you trust it can save you and you pass out from exhaustion. It passes you by, because trusting in the ship added merit to the saving ship.
Or watching your favorite race car do 200 mph many times. And the announcer asks the audience if they trust that the race car can do 10 mph. You say ," yes, I trust it can go 10 mph, I have watched it do 200 mph many times!" Did your trust in the race car help it go 10 mph? Or add merit to the race car?
To say trusting in the Lord for salvation is a "work" is not biblical. And antagonistic to His Grace and Mercy.
First, trusting in the Lord doesn't bring salvation, it comes from salvation: salvation comes first, with everything else from that.
Second, a spiritually dead person, because they are spiritually dead (which everyone was prior to salvation), whether realized or not, is unable to do anything but be a dead lifeless recipient: dead means dead.
The key is that that the person who drowned was dead. The following verses provide the basis of that.
Not only are we told they were spiritually dead, but also that it is God alone who made them spiritually alive.
Being spiritually dead, they were entirely dependent upon the actions and will of God and His mercy for life and upon nothing else.
I know most people don't like this concept - that salvation rests entirely upon God and not themselves - nevertheless
He is the Saviour and man is not.
[Eph 2:1 KJV] 1 And you [hath he quickened],
who were dead in trespasses and sins;
[Col 2:13 KJV] 13 And
you, being dead in your sins and the uncircumcision of your flesh, hath he quickened together with him, having forgiven you all trespasses;