Prayer requests! Under heavy attacks!

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I changed the price of the flute to be what the price of that make and model should be. The silver prices have fallen down a little bit.
 
NOW I have another problem. My sister's husband, has been eating all my food. He don't take just 1 portion, he eats a lot. It's not one sandwitch, it's 4. Not 2 hot dogs, but 5. Not 2 burritos, but 4. He at whole carton of eggs, took my sausage. Half the boulleune is gone. Just eating everything I got, and fast too. Drank half 12 pack of soda. Ate up my noodles.

He burned up 1/4 tank of gas, and didn't put it back. I guess my Sister and him figure I owe them or something. I don't know why he is consuming all my things for.

I cannot bring food home because of him eating it. I can barley afford food for myself and my cats. I don't know what to do. The only thing I can think of is just buy canned as I need it.

I fixing to confront my sister about this.
 
Well he said he would replace some of the food. But I told him to not worry about, just get something for himself.
I started thinking that maybe he's blood sugar was high, and it was making him hungry.
 
There is something that could help me get this budget fixed in two months time.
Refinancing the car. I filled out the form and the quote I have right now looks very promising. I just need them to call me, and I can give them the papers on the dead coborrower, and get the loan refinanced. Along with getting the car payment down much lower, I would be allowed skip 3 months of car payments at first.

More is needed, I need sell both flutes and the violin.
 
With affirm they stack the payments. And you have to pay more than the minimum after just 2 days.
Because of how affirm does business, I might have to file bankruptcy.
 
With affirm they stack the payments. And you have to pay more than the minimum after just 2 days.
Because of how affirm does business, I might have to file bankruptcy.

max out the CC's and any credit lines before you do.
 
I am attempting to sell everything I have. Just anything I think would give me a dollar.
 
max out the CC's and any credit lines before you do.

Under no circumstances does God approve of adding more credit that you can not pay. In fact the Bible says to owe no man. Even if you file bankruptcy, God requires you to repay your debts.
 
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So here is something I have not thought about before. My Computer is worth little over 1k right now on used market. I don't want to sell it, because it was a gift from my brother. But I can talk to him, and tell him what I am doing. Hopefully the violin will be enough to get me out of this problem. But If I have too, I also have the computer.

In the mean time I am going to try selling everything I got, all my tools.
Right now my pernambuco violin bow is grabbing lots of attention. I never tried selling it because I was unable get appraisal on it.
 
So here is something I have not thought about before. My Computer is worth little over 1k right now on used market. I don't want to sell it, because it was a gift from my brother. But I can talk to him, and tell him what I am doing. Hopefully the violin will be enough to get me out of this problem. But If I have too, I also have the computer.

In the mean time I am going to try selling everything I got, all my tools.
Right now my pernambuco violin bow is grabbing lots of attention. I never tried selling it because I was unable get appraisal on it.

Brother I see that you are making an effort to get back to normal, and I pray that you will seek God's help in every step that you take. I pray you every day.
 
so the violin bow. I delisted the bow because, it was grabbing so much attention from people on eBay. I decided to take a risk and pay for a valuation on it. Knowing the value of it would be much better than auction off something expensive for nothing. And if it's not worth anything, well I will have a balanced scale.

Google AI was telling me that a vuillaume a paris that is student level, nickel mounted could be worth $500-$1k. But I don't think the bow is a student. I think it's much higher up than this. Nickel mounted, but for a vuillaume a paris, it could be worth as much as $50k and nickel mounted. Depends on that wood, and how well it was crafted.

I can get some kind of idea about it from valuemystuff.com, plus it's approximate age. Lots of fake Vuillaume a Paris I read. But even the fakes are worth thousands.
 
thank you @Billyd and @jacko for praying for me.
And thank you others who have been praying to Jesus for me.

I am certain God will see me through this tribulation.
 
Under no circumstances does God approve of adding more credit that you can not pay. In fact the Bible says to owe no man. Even if you file bankruptcy, God requires you to repay your debts.

Let's not be legalistic but practical. This man needs a fresh start and the BK laws can work in his favor. No different than any other corporation that files BK every day. The interest rates credit card companies are predatory.
 
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Scripture is clear about debt being serious (“the borrower is slave to the lender,” “owe no one anything”), but Scripture is also deeply concerned with restoration, mercy, and release. God’s heart is not to crush someone under a lifetime of unpayable obligation, especially when the system itself is stacked against them.

Bankruptcy laws didn’t come out of nowhere. The idea of a fresh start actually mirrors biblical principles like the Year of Jubilee, where debts were canceled and people were released so families wouldn’t be permanently destroyed by financial failure. That doesn’t erase personal responsibility—but it recognizes human limits and systemic injustice.

Being practical rather than legalistic matters here. Credit card companies knowingly extend high-interest credit to people they expect to struggle, then profit massively when balances spiral. That’s not neutral—it’s predatory. Holding an individual to a higher moral standard than corporations who strategically use bankruptcy as a business tool is inconsistent.

Filing bankruptcy isn’t celebrating debt or rejecting responsibility. For many, it’s a way to stop the bleeding, regain stability, and then live differently going forward—more wisely, more cautiously, more faithfully. If a man emerges from that process humbled, disciplined, and committed to stewarding what God gives him well, that’s not rebellion against God; that’s repentance with a plan.

The key issue isn’t “Did he ever file bankruptcy?”
It’s “What kind of man does he become after?”

Grace doesn’t deny wisdom. Wisdom doesn’t deny grace. Holding both is the mature, biblical approach.
 
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I agree with you. This is good advise. I need to get another B complex, I might get one Monday. Taking a talk around the house sounds like good idea after dinner. I think that would make me feel better. I know God has the whole world in he's hands.

I don't take an SSRI thankfully, those things have reverse effect on me, it makes me hurt and have panic attacks really bad. I take respirdal, and depokoteer. Both of them will sap you of your B-Vitamins. And because of the mental illness, it runs out faster anyways.



What happened is after delivery, he told me he didn't find the violin at the warehouse. That UPS didn't give him delivery confirmation, even though tracking showed it delivered. So I thought I was scammed, I thought he might have stolen it. But he's been talking to me, showing me the violin. This comes with paranoid schizophrenia, and bipolar don't help any.
Correction: #3 should say "BM"s as in #2 instead of MBs. Sorry I get things backwards if I'm too tired.

Walking within 15 minutes of a meal has shown improvement in:
A. Metabolism
B. Digestion (the constitutional/walk) that traditional cultures take mornings and/or after meals.
C. Glucose transports to the active muscles rather than circulating in high concentratiolood stream. Therefore Insulin is better controlled.

If you are like me, I sometimes need a reason or 3 to get motivated to exercise and stick with it. I hope those help you too.


It's good to know that you are learning about those meds effects on B vitamins.
 
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There might be hope for my budget.

According to google when I was learning about affirm, after 120+ days the bill goes into collections. If this is true, then after the loans go into collections I might be able to setup a repayment plan with Trinity.

I am asking debt counselor at Trinity about this. My worry is that it's possible affirm could get court order and have judgement against me.
 
My plan is, let affirm fall into collections. Affirm faq says after 120+ days it goes into collections. With it in collections I then can setup a repayment plan. But, if they try and get judgement against me, then file bankruptcy.

"This could stop you from getting money from affirm again..." And I don't care, because my plan is never borrow from a lender again. Instead have a savings account and have my *own line of credit, interest and judgement free. If I can get enough money into the savings account on time, I could even use this to get a car.
 
Trinity told me they do not work with accounts that are in collections. But I know Money Management International does.