Prayer requests! Under heavy attacks!

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@jacko So here is the plan to beat this financial problem I am having.

Default on Affirm. I get 90 days with affirm before I can catch up on my payments again. thankfully affirm does not charge late fees or stack payments. A problem however, is you cannot do loan consolidation or make a deal for repayment. But it will probably work out better because they do this thing.

I will be taking half the money I am defaulting on affirm with, and fully paying off small loans with them. I will do that for February and March. Without counting the violin on auction in February, I can lower my monthy bill enough I can make the minimum again. Which is just enough time to stop affirm from putting it in collections.

However, if that violin sells in February for enough money, I will then take that money and my problems will be over, so long as I do not borrow again like this. With the money from the violin I can pay enough affirm bills that I would be able to make the minimum and have plenty of money left over. And it would be done middle of March.

good luck bro, it that doesnt work out... bank the money and run up the debt (on living expenses) create a buffer and file BK.
 
@jacko GOOD NEWS!
I just got a direct deposit about 30 minutes ago for 1059 USD. Tarisio was able to get the buyer to pay for the violin. I need to pay about $130.00 in taxes, then I can pay affirm. It needs clear the bank, but I have the money. THANK YOU JESUS! Thank You For Praying for Me everyone.
 
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So as I was making affirm payments, Trinity contacted me. I then learned that I was not going to be able to go with MMI, that the whole plan was going to fail. My only way to make my payments was to give the money to Trinity. And, it was just in time because the deadline for paying the credit cards was the 22nd, tomorrow. I canceled MMI.
 
So I have one of the flutes done and listed on eBay. Although I am expecting to sell the violin at end of February and have payout in Middle of March, I still need make up for more. One way I am attempting this, is with the flute business.

You can see the flute here, I do not want to sell it unless the person has need for the flute. But maybe someone can help me get it sold?

https://www.ebay.com/itm/198053259025
 
So I have one of the flutes done and listed on eBay. Although I am expecting to sell the violin at end of February and have payout in Middle of March, I still need make up for more. One way I am attempting this, is with the flute business.

You can see the flute here, I do not want to sell it unless the person has need for the flute. But maybe someone can help me get it sold?

https://www.ebay.com/itm/198053259025

Silver is 100 per OZ. seriously you need to reexamine that listing. The melt value of the head might be $200.
 
So I have started a gofundme, I ask for prayers for this. According to my calculations even with selling the violin, I might not get enough of the affirm loans paid off.
 
I tried the gofundme, but basically what I was told that it was my own fault, so I don't deserve any help. They locked my post. So no help from gofundme.
 
I tried the gofundme, but basically what I was told that it was my own fault, so I don't deserve any help. They locked my post. So no help from gofundme.

I don't know very much about that site, however, if I search "Debt" there are plenty of active listings. Some don't say much at all about how they aquired the debt, and some are rather common scenarios with no real "drama" so to speak. What did you write on yours?
 
@CalledByChrist mine was about having made too many loans.

The violin is broken!!! The auctioneer listed the violin so I could see it, and what I discovered is UPS broke the neck, and cracked the belly.
 
@CalledByChrist mine was about having made too many loans.

The violin is broken!!! The auctioneer listed the violin so I could see it, and what I discovered is UPS broke the neck, and cracked the belly.

Still praying for you. Believe in the great miracle... UPS must be responsible if it was them... They're supposed to be trusted. Step in, Lord, and work the situation for the good of Brasspen, in Jesus' name, amen...
 
I didn't buy insurance for it, because of how much they would have charged. I also have no faith in them honoring it.

The neck break and belly crack can be fixed. But the neck crack requires perfect alignment of neck. Oh well, see how auction goes.
 
@CalledByChrist Where was they posted. If I post on CC they delete it. I looked for places to post but can't find any. Reddit has a place but I am not a reddit user.
 
@CalledByChrist You had said gofundme was one you hand not seen? What crowed funding are you talking about?

Do they post the funding on their homepage?
 
So about the yerba mate supplement pills. These have been doing the trick to stop the hunger. They only last 4 hours like everyone said. But no hunger, and no cravings. But I have been thirsty.
 
@CalledByChrist Where was they posted. If I post on CC they delete it. I looked for places to post but can't find any. Reddit has a place but I am not a reddit user.

Oh you mean when you post your GoFundMe link here, on this forum, it is deleted? If so, I misunderstood. I thought you had meant that GoFundMe was deleting your post.
 
Nope, there is no place to post a gofundme. It's seen as evil anywhere you go.