I think I see what Cameron might have misunderstood, for when I first read what you said, I believe I thought I saw what Cameron may have thought he saw.
@Cameron said.. We are saved when we believe.
And, in your response?
You added a 'but' in there, which to many seems like there is an exception taking place.
It sounded at first to me that you were saying....
Yes, when we believe, we are saved. But, we also have to be born again.
That is how it first appeared to me to be saying.
After looking at what you said again, I believe this is more like what you were wishing to convey.
Is this what it was you were wishing to state?
Yes I agree it (salvation) is when we believe, but also it is also to be called being born again, not just saved.
Did I get it right?