Christ paid for the crime in full - we do not and cannot - it was by role of as Saviour - He went to prison on our behalf. You are trying to place upon man something that he cannot achieve. The Bible tells us that we have been justified through Christ, not through ourselves.
[Rom 3:24 KJV] 24 Being justified freely by his grace through the redemption that is in Christ Jesus:
[Rom 8:30 KJV] 30 Moreover whom he did predestinate, them he also called: and whom he called, them he also justified: and whom he justified, them he also glorified.
[Rom 3:24 KJV] 24 Being justified freely by his grace through the redemption that is in Christ Jesus:
[Rom 8:30 KJV] 30 Moreover whom he did predestinate, them he also called: and whom he called, them he also justified: and whom he justified, them he also glorified.
Therefore we conclude that a man is justified by faith apart from the deeds of the law.
Who's faith is it? Gods or ours?
Romans 4
4 What then shall we say that Abraham our father has found according to the flesh? 2 For if Abraham was justified by works, he has something to boast about, but not before God. 3 For what does the Scripture say? “Abraham believed God, and it was accounted to him for righteousness.” 4 Now to him who works, the wages are not counted as grace but as debt.
5 But to him who does not work but believes on Him who justifies the ungodly, his faith is accounted for righteousness,
6 just as David also describes the blessedness of the man to whom God imputes righteousness apart from works:
7 “Blessed are those whose lawless deeds are forgiven,
And whose sins are covered;
8 Blessed is the man to whom the Lord shall not impute sin.”
9 Does this blessedness then come upon the circumcised only, or upon the uncircumcised also? For we say that faith was accounted to Abraham for righteousness.
It was Abrahams, as Abraham BELIEVE, and was born again (made righteous)
Galatians 3:11
But that no one is justified by the law in the sight of God is evident, for “the just shall live by faith.”
Galatians 3:24
Therefore the law was our tutor to bring us to Christ, that we might be justified by faith.
That we MIGHT be justified by faith -
You can't get out of Jail until your redemption is cashed in.