Thanks, Dino for the thoughtful response.
My opinion is the Lord is saying (1) use your wealth by giving generously to the Poor and the Needy, and thus make friends for yourself by almsgiving. And (2) when money fails, that is, when the person dies, these Poor and Needy will then welcome you into Heaven.
Here is an excerpt from a Bible Hub Commentary:
"
Pulpit Commentary
But now a deeply interesting question arises - When the Lord speaks of friends receiving us after death into eternal homes, to what friends is he alluding? Great expositors, Ewald and Meyer, for instance, tell us that he means the angels. But the plain sense of the parable points, not to angels, but to poor, weak, suffering persons whom we have helped here; these, then, must be the friends who will receive us, or welcome us, in the world to come. A further query suggests itself - How will these be able to receive us? To such a question no definite reply can be given. We know too little of the awful mysteries of that world to be able even to hazard a surmise as to the help or the comfort which grateful, blessed spirits will be able to show to their brethren the newly arrived, when they receive them. His word here must suffice us; well will it be for us, if one day we practically discover the holy secret for ourselves.
... One beautiful and exquisitely comforting thought is shrined in this playful and yet intensely solemn utterance of Jesus. The eternal tents, the "many mansions," as John calls them, will have among their occupants, it is certain, many a one whose life on earth was hard and sorrowful. These are now enjoying bliss indescribable, these poor Lazaruses, to whom this world was so sad, so dreary a habitation. And perhaps a portion of their blessedness consists in this power, to which the Lord makes allusion here, of assisting others - the helped here becoming the helpers there. Although the teaching of Christ and his chosen servants here and elsewhere shows us distinctly that no merit can attach to almsgiving, seeing that our alms are only given out of property entrusted to us for a short time by God for this and other similar purposes, yet the same authoritative teaching informs us that God has regard to almsdeeds done in the true spirit of love, in determining our eternal destiny. Thus a message direct from heaven informs the Roman legionary Cornelius that his prayers and alms were come up for a memorial before God. Paul writes to Timothy to charge the Ephesus Christians "that they do good, that they be rich in good works, ready to distribute, willing to communicate; laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life." In the parable of Lazarus and Dives we shall find this principle yet more clearly illustrated. These are only a few out of the many passages where this generosity and almsgiving is commended to the believer with peculiar earnestness." Taken from:
https://www.biblehub.com/luke/16-9.htm