There is hope for you I see, that is good news!!
In the meantime if you might want to understand the 2008 big fail better, may I suggest you read "The Big Short: Inside the Doomsday Machine"
by Michael Lewis
As well get caught up on this fact .....
Trump promised to
eliminate the national debt in eight years. Instead, the debt increased by almost 36% in less than four years.
In October 2020, it surpassed $27 trillion
Quantitative easing is also another timely topic since Trump failed to manage the pandemic.