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"If the Bible says I have been saved yet in the end, I may not be saved".
Okay I understand partly "I am saved and I will be saved, this is salvation". "I have the spirit as my pledge from God to assure it".
"I will be saved",? Are you referring to sanctification or the rapture?
What is there to not understand.....Saved is past tense and all throughout the bible we see a Perfect tense Greek verb or Aorist tense Greek verb applied to salvation.....it is written in all three tenses ->>was, am and will be because of the ONGOING present result from a past completed action.....I.E.
I was saved the micro second I believed
I am saved right now
I am continuing to be saved into the future with the culmination of my salvation in a resurrected or changed body.
God's calling and GIFTS are IRREVOCABLE.....salvation is ONE SUCH GIFT....and we are KEPT by the power of God/ Christ through the faith that HE begins, finishes and COMPLETES IN US!