URGENT- Lost Rent Check
- Thread starter blue_ladybug
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No, it isn't! You are not paying double rent in Jan. You are paying your usual amount of $200 a month. However, because you missed Dec,'s rent, you are paying that, too.
But, you aren't paying a cent more than if he had received the Dec. rent on time. You are paying your Dec. and Jan rent together. The exact same amount of money. Doubling means you take the Jan sum and double it. Plus, you add the Dec rent. That would be $600 which you are not paying.
There is an important distinction here. You are multiplying by 2. In fact you are in reality adding the two months rents together. So you are paying exactly the same amount of money in Jan. As you would have paid had your rent check arrived and not gotten lost.
No doubling, just adding two months together equaling he same amount of money.
Yes, but you haven't lost the $195 for Dec's rent. It is sitting in your account. There is no difference between if you pay December's rent in Jan, or if your check had not gone astray, and you payed Dec rent in Dec and Jan's rent in Jan. You are not adding anything extra. You are still paying exactly the same amount. Jan is not double, because you are only paying for Jan, and catching up with Dec's rent, which is sitting in your bank account.
You are not paying anything extra and the amount is still the same.
Dec + Jan. = $400
Jan + Jan. = $400
The same amount!
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M
Angela is right Blue.
If you cancel the cheque and reissue it you don’t lose a thing financially, Just end up paying Decembers late.
However if you don’t stop the cheque and someone else gets hold of it and fraudently cashes it. You lose that money as you won’t get it back.
A few years ago we received a utility refund by cheque. But it was in mum’s name and she doesn’t have a cheque bank account and is house bound.
So I sent it back with a letter to explain and asked for it to be reissued in my name.
A few months later and after hearing nothing I called the electric company. They said the cheque had been cashed. Not by mum I replied she is house bound.
They sent me a copy of the cheque it had been cashed somewhere in London 300 plus miles away and someone had forged mum’s signature.
The electric company said not their problem so I took the evidence to the bank along with a sample of mum’s actual signature which was vastly different. The bank said they would pass it to their fraud division but the money was lost. So we never got it back.
This might happen to you if you don’t cancel the cheque. Then not only will you have to pay two months in one go, but you will also have lost the December money.
Do you see the difference? At the moment you have not lost any money but if it gets fraudently cashed you will lose that money.
If you cancel the cheque and reissue it you don’t lose a thing financially, Just end up paying Decembers late.
However if you don’t stop the cheque and someone else gets hold of it and fraudently cashes it. You lose that money as you won’t get it back.
A few years ago we received a utility refund by cheque. But it was in mum’s name and she doesn’t have a cheque bank account and is house bound.
So I sent it back with a letter to explain and asked for it to be reissued in my name.
A few months later and after hearing nothing I called the electric company. They said the cheque had been cashed. Not by mum I replied she is house bound.
They sent me a copy of the cheque it had been cashed somewhere in London 300 plus miles away and someone had forged mum’s signature.
The electric company said not their problem so I took the evidence to the bank along with a sample of mum’s actual signature which was vastly different. The bank said they would pass it to their fraud division but the money was lost. So we never got it back.
This might happen to you if you don’t cancel the cheque. Then not only will you have to pay two months in one go, but you will also have lost the December money.
Do you see the difference? At the moment you have not lost any money but if it gets fraudently cashed you will lose that money.
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