There are other ways to give, the Lord love's a cheerful giver. Time for one, i.e., volunteer, give some time. That's worth something, you get paid for it so why not give it. It's worth money. See if your newfound church has an outreach program and help someone. 10% of 40 hrs is 4 hrs. huh? I'm sure there's a mission or soup kitchen nearby that could use some help too, that is if you can love the unlovely. You're a mother where do the kids go when their parents are in church? You know the bible well enough for children, Sunday school teacher.I could go on and on. You most certainly have talents the Lord can use. Remember your giving to the lord, not the church. He wouldn't have you short on rent money or groceries if you could give something else of value. You are worth more to him than 10% of your hard gotten cash. Giving from the heart is likely worth more to him than money anyway.
@Deade @dcontroversal please pile on.