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Hey.....this looks like me after reading some of the threads on here. :(

“I am the resurrection and the life; he who believes in Me will live even if he dies,
and everyone who lives and believes in Me will never die"


better? ♥
 
i gave my sister the accountant a quick call, and she said typically once it's with a collection agency you have to deal with them, but it's worth calling the school.

she also said many times a collection agency gives payment plans?
and often will settle for a partial amount (percentage)?

in any case, i'll say a prayer. ♥

At this stage, a payment plan is almost pointless I feel like when in two months I can just pay it in full. I'm just worried now this will hurt my credit and I won't be able to move out. I've been vocal at how much I need to get out of her the sooner the better. Maybe I'm just overthinking things? I don't know. But yeah I gotta just talk to the school tomorrow and see what's up. Thank you for checking and for praying. That was very kind of you!
 
At this stage, a payment plan is almost pointless I feel like when in two months I can just pay it in full. I'm just worried now this will hurt my credit and I won't be able to move out. I've been vocal at how much I need to get out of her the sooner the better. Maybe I'm just overthinking things? I don't know. But yeah I gotta just talk to the school tomorrow and see what's up. Thank you for checking and for praying. That was very kind of you!

pure selfishness, honey....any excuse to call a sister. :)

she actually touched on that... if you pay sooner, it ups your credit score.
i'd for sure tell the folks at the school about it, though.
 
i gave my sister the accountant a quick call, and she said typically once it's with a collection agency you have to deal with them, but it's worth calling the school.

she also said many times a collection agency gives payment plans?
and often will settle for a partial amount (percentage)?

in any case, i'll say a prayer. ♥

I know I got served with a document saying that I owed my eye doctor over $300 by a collection agency a couple years ago and I never received a bill from the office. I know after two months of my last appointment I would faithfully call the doctor's office to ask them why I haven't received a bill. I called them up to ask what in the world was going on and they denied everything and even got really nasty with me. Well, long story short I received money as a gift all thanks to God and so I went down to the collection agency and completely paid it off and they took off about $75.
 
I know I got served with a document saying that I owed my eye doctor over $300 by a collection agency a couple years ago and I never received a bill from the office. I know after two months of my last appointment I would faithfully call the doctor's office to ask them why I haven't received a bill. I called them up to ask what in the world was going on and they denied everything and even got really nasty with me. Well, long story short I received money as a gift all thanks to God and so I went down to the collection agency and completely paid it off and they took off about $75.

anyone else thinking this is all melita's fault? ;)
 
I know I got served with a document saying that I owed my eye doctor over $300 by a collection agency a couple years ago and I never received a bill from the office. I know after two months of my last appointment I would faithfully call the doctor's office to ask them why I haven't received a bill. I called them up to ask what in the world was going on and they denied everything and even got really nasty with me. Well, long story short I received money as a gift all thanks to God and so I went down to the collection agency and completely paid it off and they took off about $75.

On subject of bills, also in the mail with my collection agency... Was a 900 something dollar hospital bill from when I was admitted for bronchitis three weeks ago. Says it needs to be paid next week. *Sigh*
 
At this stage, a payment plan is almost pointless I feel like when in two months I can just pay it in full. I'm just worried now this will hurt my credit and I won't be able to move out. I've been vocal at how much I need to get out of her the sooner the better. Maybe I'm just overthinking things? I don't know. But yeah I gotta just talk to the school tomorrow and see what's up. Thank you for checking and for praying. That was very kind of you!


I like Ellies response.

My last one to you, would have been more opinion than fact
A lot of people have terrible credit today, so when you go to move out.....who knows, could be a completely different world in terms of how our credit is viewed. Just my opinion, Brother.

Thx Ellie.
That pic made me laugh for 5 mins.
 
Roxxy, I can't watch videos on the device I am currently using, but I'm sure it was a good one.
 
On subject of bills, also in the mail with my collection agency... Was a 900 something dollar hospital bill from when I was admitted for bronchitis three weeks ago. Says it needs to be paid next week. *Sigh*

this one i know about from experience. :)

if you send them anything, even $5 a week, they'll leave it alone.
 
It's certainly a possibility. She's always getting her patients app't times mixed up :(

Awe that's not fair to blame poor, hungry;), defenseless Melita. She has a hard job you know and it would get frustrating when people would continually show up late for an appointment and when her boss tries to schedule appointments without her knowledge