I am one of 8 children. The last of us was born when my mom was about 45 and dad would have been early 50s. I enjoyed being raised in a large family and would have liked to have had as many children myself, but was blessed with just 4.
My parents were middle class. My mom managed the money and did a good job with that. I guess either or both parents could have died at any time... that's life, I guess.
While I don't believe that an addition to the family should be governed by a couple's financial situation, and while I am not a fan of life insurance policies (they diminish your ability to save $$), there is a time when a life insurance policy makes sense, and that is when the couple is younger and haven't built up a nest egg yet. A term life policy would be appropriate then. In a healthy scenario, the husband would be providing for the family and together, husband and wife would be living below their means so they can save for a rainy day and for calamities.
Life in and of itself is risky and lots of things can go wrong throughout a person's life. If we walk in the ways of the Lord, I think we'll see a lot of protection. In the case of a 60 year old unwed women becoming pregnant and having no husband... that's definitely not a scenario where the person is walking with the Lord, but we do live in a fallen world and all kinds of crazy things are going to happen. In a scenario where a 75 year old man and a 25 year old women get married... is that something God would condone? I don't know the answer to that but it seems very unnatural to me. Again, we live in a fallen world and all sorts of crazy things will happen.
In my case, I've been the provider for my wife and children. I had us living below our means and we still are only because by living a lifetime below our means our means has greatly increased. If I die before my wife, she'll have enough $$ for a normal person to live out their life with plenty of food, shelter, and clothing, and she'll have a medical plan. I also plan to bequeath a fat sum to each of our 4 children when I go. We're already giving the kids a financial gift most years that's a little under the reportable amount. Even before I met my wife I was a Christian man who was saving and investing for that time when he had a family of his own. Today, looking back, I do believe I've been a good steward with what the Lord has given me. So, in my life I long ago decided that I should take care of my family, even after my death. Now, in the case of my wife, she is very poor when it comes to money management and I don't think she'd manage any amount well enough for it to last her the rest of her life, unless her life was cut short. I don't feel responsible for what she will do with the ample amount I will leave for her. While I have done my best throughout my life to provide for the family, if there is some disastrous event like a complete collapse of the US Dollar and the US economy, such is life. I'll still be able to sleep at night even though a lifetime of wealth creation has disappeared over night. I'm too disabled to work at this point so I/we would be at the mercy of the world at that point.
The reality is 95% of Americans fail when it comes to good money management. That likely means that 19 of 20 who read this thread are deficient in that area to some degree. Regardless of a person's shortcomings, I don't think married couples should put off child bearing. I believe the Lord wants us to multiply and fill the earth. If a couple is waiting until they can afford to have a child, that day may never come. Additionally, it is possible to raise a child for way less than the hundreds of thousands the experts will tell you is required. They don't really get expensive until they're teenagers and even then, if you don't have the money, your kids can get jobs and earn their own.
The best way a person can order their life is to endeavor to live in accordance with the Word of God. We'll all fall short but we should always continue with that endeavor. Things have a way of working out for the best when we follow Jesus in an obedient fashion. I'm absolutely certain that many reading this can recall times in their lives when God helped you in some way or another.
In the case of a Christian couple who've married not wanting children and trying not to have any, I see that as a problem in and of itself as they're actively going against the Word of God, and that is never good.
My parents were middle class. My mom managed the money and did a good job with that. I guess either or both parents could have died at any time... that's life, I guess.
While I don't believe that an addition to the family should be governed by a couple's financial situation, and while I am not a fan of life insurance policies (they diminish your ability to save $$), there is a time when a life insurance policy makes sense, and that is when the couple is younger and haven't built up a nest egg yet. A term life policy would be appropriate then. In a healthy scenario, the husband would be providing for the family and together, husband and wife would be living below their means so they can save for a rainy day and for calamities.
Life in and of itself is risky and lots of things can go wrong throughout a person's life. If we walk in the ways of the Lord, I think we'll see a lot of protection. In the case of a 60 year old unwed women becoming pregnant and having no husband... that's definitely not a scenario where the person is walking with the Lord, but we do live in a fallen world and all kinds of crazy things are going to happen. In a scenario where a 75 year old man and a 25 year old women get married... is that something God would condone? I don't know the answer to that but it seems very unnatural to me. Again, we live in a fallen world and all sorts of crazy things will happen.
In my case, I've been the provider for my wife and children. I had us living below our means and we still are only because by living a lifetime below our means our means has greatly increased. If I die before my wife, she'll have enough $$ for a normal person to live out their life with plenty of food, shelter, and clothing, and she'll have a medical plan. I also plan to bequeath a fat sum to each of our 4 children when I go. We're already giving the kids a financial gift most years that's a little under the reportable amount. Even before I met my wife I was a Christian man who was saving and investing for that time when he had a family of his own. Today, looking back, I do believe I've been a good steward with what the Lord has given me. So, in my life I long ago decided that I should take care of my family, even after my death. Now, in the case of my wife, she is very poor when it comes to money management and I don't think she'd manage any amount well enough for it to last her the rest of her life, unless her life was cut short. I don't feel responsible for what she will do with the ample amount I will leave for her. While I have done my best throughout my life to provide for the family, if there is some disastrous event like a complete collapse of the US Dollar and the US economy, such is life. I'll still be able to sleep at night even though a lifetime of wealth creation has disappeared over night. I'm too disabled to work at this point so I/we would be at the mercy of the world at that point.
The reality is 95% of Americans fail when it comes to good money management. That likely means that 19 of 20 who read this thread are deficient in that area to some degree. Regardless of a person's shortcomings, I don't think married couples should put off child bearing. I believe the Lord wants us to multiply and fill the earth. If a couple is waiting until they can afford to have a child, that day may never come. Additionally, it is possible to raise a child for way less than the hundreds of thousands the experts will tell you is required. They don't really get expensive until they're teenagers and even then, if you don't have the money, your kids can get jobs and earn their own.
The best way a person can order their life is to endeavor to live in accordance with the Word of God. We'll all fall short but we should always continue with that endeavor. Things have a way of working out for the best when we follow Jesus in an obedient fashion. I'm absolutely certain that many reading this can recall times in their lives when God helped you in some way or another.
In the case of a Christian couple who've married not wanting children and trying not to have any, I see that as a problem in and of itself as they're actively going against the Word of God, and that is never good.
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