As long as it comes from scripture. We have all we need from God in scripture.
Personal prophecy can be helpful and encouraging as you look to seek God's will in your life perhaps. But personal prophecy from another person to you is completely different. And this is where all the stigma lyes.
Because no one is even mentioning personal prophecy, just soly for an individual from the holy spirit, there mostly refering to a personal prophecy from one individual to another individual.
Which really is a delusional argument because Christians know how to test such things if it is from the spirit.
In Corinthians we see that witnesses where present when an individual was convicted of sin through prophecy from another individual where witnesses where present the individual was brought to his knees in worship.
This prophecy was passed from one individual to another in the presence of witnesses.
Even Jacob in his last days spoke personal prophecies to his sons individually and some of them where also acting in unbelief and also reçieved conviction through a personal prophecy from one individual to another to them also in the presence of witnesses 😊