Oh sorry!, i call it a curse but let me explain. You know I never wanted to put the gold on loan but unwillingly I have to put. I have to pay monthly interest, also it becomes difficult to clear the loan, so I called it a curse because unwillingly I have to put the gold on loan , pay interest every months and after sometime it becomes difficult to clear. You see to get back your gold you have to keep paying more money so I call it a gold loan curse, because your money keeps going to the gold loan company