These are kind of interesting questions. A knee jerk reaction would say heck no, but we all share an overused term called social responsibility we could probably call a monetary responsibility. For instance, most states in US have helmet laws for motorcycles because the person bashing their head in with life long repercussions as he's drooling into his soup under 24hr care costs society a lot of money and that's how these laws get enacted.
You could say "well, I pay for my own health insurance", but in most cases you don't pay for your own health care - your costs are shared, so in effect, and in a monetary sense, we are negatively affected by sick or injured people. In the wallet! But if someone acts irresponsibly and coughs his way through a Walmart, some innocent person with or without health insurance catches covid, spreads it around their family and bingo, more costs, higher premiums, and Bernie's speeches go up a decibel or two.
So if they know of something that can keep this virus from spreading so easily, then it's the helmet and the seatbelt and the don't drink and drive and the myriad of other mandates that are designed to SAVE MONEY. Not lives, if you want to know the truth. Still, having said all this, there is a looming tipping point when trading liberty for safety.