My husband and I are also retired, our income hasn't changed at all. But our expenses have dropped dramatically! My past Visa Bill was $22 and my last MC was $35. We buy almost no gas, and when we do, it has dropped so much. It was $.84 a litre, from $1.29 before the epidemic was declared. There is no where to go. Hubby is buying all our groceries, but I am making bread from scratch- I grind the grain and use a bread maker. I've also been baking cookies and muffins. Plus, using up things in my pantry and deep freeze.
We do various video platforms. Zoom for church, messenger chat, kids messenger chat, & Face Time. I'm so feel trapped. I would like a lot more bedding plants, but the line ups to get into the gardening stores are forever. Hubby buys parts. He doesn't get that we are still quarantined, wants to drive 8 hours to look at a trailer, or pull the sailboat to a fix it place in Vancouver. He so very healthy, but if he gets COVID-19, I could die of it, because if the immune suppressing drugs I am on, and heart and lung issues, maybe liver.
I've been gardening, got my herbs into pots, set up the veggies, tomorrow I hope to get some of the raised beds planted. Then flower pots, and last, trimming the debris off the perennials. Life continues, I guess!