“8 For by Grace (the Goodness of God) are you Saved through Faith (Faith in Christ, with the Cross ever as its Object); and that not of yourselves (none of this is of us, but all is of Him): it is the Gift of God (anytime the word “Gift” is used, God is speaking of His Son and His Substitutionary Work on the Cross, which makes all of this possible):
9 Not of works (man cannot merit Salvation, irrespective what he does), lest any man should boast (boast in his own ability and strength; we are allowed to boast only in the Cross [Gal. 6:14]).” Eph. 2
JSM