It depends on how much I trust her with money. If she has an itchy trigger finger, I have to make sure she doesn't use up all our ammo. 
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Would you or do you share bank accounts with your spouse?
- Thread starter Mel85
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You know, people joke about women spending too much, going shopping and stuff, but check out some data if you have a chance on Google. Men be running up revolving debt like crazy.
before getting married, we talked about finances. we were completely honest with each other about whatever debt we had. we agreed how we wanted to handle da monies.
now that we are married, although he takes care of the bills, i have access to EVERYTHING. i don't check often, but i do look at our account. what we do is working for us. each couple is different.
now that we are married, although he takes care of the bills, i have access to EVERYTHING. i don't check often, but i do look at our account. what we do is working for us. each couple is different.
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To the OP Question... When I was married, my ex and I shared a primary bank account and a credit card account. Fortunately, we didn't have problems with money being spent mysteriously, but I would be very cautious about having that arrangement again. It was a pain to undo after the separation.
I would suggest that each have a personal account, and a shared account they both can access. Money for shared bills gets transferred to the joint account and paid from there.
I would suggest that each have a personal account, and a shared account they both can access. Money for shared bills gets transferred to the joint account and paid from there.
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J
Yes Melita, communication in relationships is what it is all about. I was married twice 16 and 20 years respectively. I always expected, and got, joint accounts because I felt it showed trust. My first wife was a spendthrift and couldn't stand to hold on to money. We made very good money so I eventually opened up a savings account in my name only and hid some money there. It didn't hurt us any. When she finally found out, one time when I came up with some needed cash, she was pleasantly surprised. She knew money burned a hole in her pocket so she didn't mind that I would stash a little.
In my second marriage, my wife told me she could never manage a bank account and I would have to do it. I told her I could do it just fine, but being as how she needed the practice, she would do it. I said I would be around to help until she got the hang of it. She was never taught to be independent. Today, she is independent and manages just fine.
In my second marriage, my wife told me she could never manage a bank account and I would have to do it. I told her I could do it just fine, but being as how she needed the practice, she would do it. I said I would be around to help until she got the hang of it. She was never taught to be independent. Today, she is independent and manages just fine.
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My wife and I share bank accounts and we have both started with nothing and have both contributed to what we have now. My wife and I are good about saving money and she is very good at managing our bank account. If you don't trust your spouse or you are afraid they will spend all the money, then it's probably better to not marry them.
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