Technically you are right and I agree. However in a Practical sense, not so much. because when we sign up for the Lord's team, it will guaranteed come with requirements. To whom more is given, more will be required.
There's four levels of relationship with the Lord, Servant, Friend, Son, Bride. Servants have salvation, eternal life. Will the servants reward be as much as a Friends? A son's? Prolly not.
We all read the parable of the unprofitable servant Mathew 25:14-30 and the lazy unprofitable servant gets cast into outer darkness. So all of us Brothers & Sisters have a duty to perform and if we shirk our Christian duty there is consequences.
Luckily the Lord doesn't expect perfection from us, except in that perfection of intent within our heart for He looks at the heart.