It is speaking of coming to faith, but that coming to faith is by God, not man - it is to those who have been born again for the reasons I stated in that reply, which I am not going to repost now. The "shall be saved", is the final act of, or realization of salvation - it had not yet been completed because it is in the future tense - the Bible describes it as such. Otherwise, there would be no need to describe it in that way. Have you already appeared with Christ in glory? that is the final salvation being spoken of - the salvation of the body (so to speak). Do you see the "in Christ you have been" - that is of Christ not of themselves, and "God made you alive", that is by God not of themselves- all the things you posted were of/from God, not of/from man.
When Christ said, "it is finished" He was speaking about His sacrifice/offering being completed, not completion of the events that it set into play. Do you think everything pertaining to salvation had been completed when He said that? No, its actualization remained yet to occur.
We live into that spiritual reality today for it is said
“For he says, “In the time of my favor I heard you, and in the day of salvation I helped you.” I tell you,
now is the time of God’s favor,
now is the day of salvation.”
2 Corinthians 6:2 NIV
For we are currently being transformed.
“And we all, who with unveiled faces contemplate the Lord’s glory,
are being transformed into his image with ever-increasing glory, which comes from the Lord, who is the Spirit.”
2 Corinthians 3:18 NIV
Also regarding Roman’s 10 what are you missing here? Paul is speaking to believers “about” those who are not born again yet Paul is using the unbelieving Jews as an example . Otherwise he wouldn’t be saying things like the underlined. He is using this as an example because the unbelieving have Gods law written in their hearts weather the unbelieving choose to observe it or not. The law- the 10 commandments- are written into the hearts of gentiles into their conscience. But they need to hear the gospel just as Jews needed to hear the gospel.
“Brothers and sisters, my heart’s desire and prayer to God
for the Israelites is that they may be saved. For I can testify about them that they are zealous for God, but their zeal is not based on knowledge. Since they did not know the righteousness of God and sought to establish their own,
they did not submit to God’s righteousness. Christ is the culmination of the law so that there may be righteousness for everyone who believes. Moses writes this about the righteousness that is by the law: “The person who does these things will live by them.” But the righteousness that is by faith says: “Do not say in your heart, ‘Who will ascend into heaven?’ ” (that is, to bring Christ down) “or ‘Who will descend into the deep?’ ” (that is, to bring Christ up from the dead). But what does it say? “The word is near you; it is in your mouth and in your heart,” that is, the message concerning faith that we proclaim: If you declare with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved. For it is with your heart that you believe and are justified, and it is with your mouth that you profess your faith and are saved. As Scripture says, “Anyone who believes in him will never be put to shame.” For there is no difference between Jew and Gentile—the same Lord is Lord of all and richly blesses all who call on him, for, “
Everyone who calls on the name of the Lord will be saved.” How, then, can they call on the one they have not believed in? And how can they believe in the one of whom they have not heard? And how can they hear without someone preaching to them? And how can anyone preach unless they are sent? As it is written: “How beautiful are the feet of those who bring good news!” But not all the Israelites accepted the good news. For Isaiah says, “Lord, who has believed our message?”
Consequently, faith comes from hearing the message, and the message is heard through the word about Christ. But I ask: Did they not hear?
Of course they did: “Their voice has gone out into all the earth, their words to the ends of the world.” Again I ask: Did Israel not understand? First, Moses says, “I will make you envious by those who are not a nation; I will make you angry by a nation
that has no understanding.”And Isaiah boldly says, “I was found by those who did not seek me; I revealed myself to those who did not ask for me.” But concerning Israel he says, “All day long I have held out my hands to
a disobedient and obstinate people.””
Romans 10:1-21 NIV
We know that God is sovereign but there are also spiritual forces at work that veil the revelation of Christ. There is a choice below describing “turning” to the Lord.
“Now if the ministry that brought death, which was engraved in letters on stone, came with glory, so that the Israelites could not look steadily at the face of Moses because of its glory, transitory though it was, will not the ministry of the Spirit be even more glorious? If the ministry that brought condemnation was glorious, how much more glorious is the ministry that brings righteousness! For what was glorious has no glory now in comparison with the surpassing glory. And if what was transitory came with glory, how much greater is the glory of that which lasts! Therefore, since we have such a hope, we are very bold. We are not like Moses, who would put a veil over his face to prevent the Israelites from seeing the end of what was passing away.
But their minds were made dull, for to this day the same veil remains when the old covenant is read. It has not been removed, because only in Christ is it taken away. Even to this day when Moses is read, a veil covers their hearts.
But whenever anyone turns to the Lord, the veil is taken away. Now the Lord is the Spirit, and where the Spirit of the Lord is, there is freedom.”
2 Corinthians 3:7-17 NIV
