Do you hold to " we have to endure till the end to be saved ' ? I don't. Rom 5.10 is saying we are saved by his life . If Jesus reconciled the whole world through his death , how much more being reconciled we are saved by his life . Because of the faulty understanding of ' Elected to be saved ' Predestined to be saved ' limited / unlimited atonement nonsense people can't read what the bible actually says, about what actually saves . Because it doesn't fit the paradigm .The way you interpret things, a person cannot be saved until the final gun, because Paul says we will be saved ( future tense) by Christ’s life.