Salvation is instantaneous, we come as we are, wretched sinners. AFTER salvation, we are required to die to the old ways and begin to WORK OUT our own salvation with fear and trembling. It is not over when converted, that is the START LINE for the believer who has been born again. Hearers and doers are what is required AFTER salvation, with the instruction and help from the Spirit, according to the Word. To be born again and saved, but to do nothing afterward, is like a new born baby that never grows up. We are not saved to sit and do nothing afterward, but to mature in our salvation, bear fruit, and mature as children of God, in the doing of righteousness.