I use believer and true believer to describe the difference between the elect of God and the hypocrites and reprobate, who claim to believe but they are exposed as unbelievers.
You are free to use whatever words you want.
What you are not free to do, is to change what the doctrine of Christ teaches us, by replacing His words with your words.
Please don't do that.
He gave to His servants talents.
These are not reprobates, or unbelievers.
“For the kingdom of heaven is like a man traveling to a far country,
who called his own servants and delivered his goods to them. And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. Matthew 25:14-15
Why would Jesus entrust talents to reprobates or unbelievers and expect them to produce more to benefit Him and His people.
And the Lord said,
“Who then is that faithful and wise steward, whom his master will make ruler over his household, to give them their portion of food in due season? Blessed is that servant whom his master will find so doing when he comes. Truly, I say to you that he will make him ruler over all that he has.
But if that servant says in his heart, ‘My master is delaying his coming,’ and begins to beat the male and female servants, and to eat and drink and be drunk, the master of that servant will come on a day when he is not looking for him, and at an hour when he is not aware, and will cut him in two and appoint him his portion with the unbelievers. Luke 12:42-46
Here Jesus again refers to His people, His stewards, His servants who He has promoted to be a ruler over His people, to distribute food to them.
The ones who are faithful in doing this will be blessed when He returns.
- Blessed is that servant whom his master will find so doing when he comes.
But those who think their Master, their Lord, their King, is delayed in His return and begin to abuse His servants whom they were entrusted to watch over and give provision, and associate with the immoral, will be cut in two and assigned with the unbelievers in hell.
- But if that servant says in his heart, ‘My master is delaying his coming,’ and begins to beat the male and female servants, and to eat and drink and be drunk,
- the master of that servant will come on a day when he is not looking for him, and at an hour when he is not aware, and will cut him in two and appoint him his portion with the unbelievers.
Do you understand that "cut in two" in a reference to the punishment of covenant breakers?
JPT