Update:
Loan was declined.
I fell to ugly horrible tears... as this was my "last resort" for cheap car payments.
I honestly have no other option other than to take MY crappy car... to an actual car dealership... and try to make that my down payment on a "new" used car. Why WHY is the lord making getting some a car so difficult??? Been looking around and praying for 3 months! And still can't find a damn car! People I'm 10 weeks away from having this baby, and having no car to rely on is REALLY stressing me out.
i just wish that blessing for a car would come sometime soon... in tired of looking, tired of getting shot down... and tired of going to these run-down dealerships and only seeing less than reliable cars in my price range. This is honestly my last resort.. dealership, LOW car payment... TRADE my car in... NOT yet the runaround with the salesmen...
Sigh... is that really so much to ask for....?